Settling A Personal Injury Claim With An Insurance Company

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Before settling your personal injury claim with an at-fault party’s insurance provider, you need to have a plan in place for how you intend to resolve your case. The following tips can help you settle your claim and secure fair compensation for your damages. 

Determine How Much Your Personal Injury Claim is Worth

You’ll need to calculate your damages, including your medical expenses, property damages, lost earnings, and pain and suffering, among other types of damages, to come up with a reasonable settlement amount that will cover all your losses. 

NEVER Accept The Insurance Provider’s First Offer 

It is common practice for claims adjusters to start settlement negotiations by offering the lowest amount possible. Keep in mind that the adjuster has the insurance company’s best interest in mind, not yours.

Know When to Seek Help from a Personal Injury Lawyer

Consult with a lawyer if:

  •     You are seriously injured or expect to incur significant medical bills.
  •   The insurance provider isn’t willing to give you a fair settlement.
  •     The insurance company is questioning fault for the accident and doubting your injuries.
  •     You’re seeking future damages, such as future medical expenses and loss of earning capacity.

Contact Us Today to Learn How a Greenville, SC, Personal Injury Lawyer Can Help

If you wish to learn more about your claim or need help negotiating with an insurance company, reach out to the experienced personal injury lawyers at the David R. Price Jr., P.A. law firm. Call 864-392-3278 or complete our online form to arrange a free evaluation of your claim with our Greenville, SC, personal injury lawyer. 

Personal Injury Claim FAQ

What exactly is a personal injury claim? 

People who have been injured in accidents resulting from someone else’s negligent, intentional, or reckless actions can seek compensation through personal injury claims. 

How is compensation obtained in a personal injury claim?

Resolution of a personal injury claim is ultimately obtained through legal action or the threat of litigation.  Most personal injury cases are resolved through negotiated settlements for an agreed-upon compensation amount. Some claims require a trial from which claimants can be awarded compensation through a jury verdict. 

What damages are recoverable in a personal injury claim? 

You can recover economic damages such as medical expenses, lost wages, property damages, and loss of earning capacity, as well as non-economic damages like emotional distress, loss of enjoyment of life, and pain and suffering.

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